Disclaimer


Product Descriptions

The product descriptions, if any, provided on the AsiaCare web site are not intended to constitute offers to sell or solicitations in connection with any products or services. Some products may not be available in all jurisdictions. Anyone interested in a particular product should contact the indicated business to determine whether the product is available in their jurisdiction and to request a copy of the applicable policy or prospectus for a complete description of the product.


Links to AsiaCare Web Site

AsiaCare grants a nonexclusive, limited permission to the owners of other web sites ("Linking Site Owners") to link to AsiaCare's web site using text links. Such link shall not (a) suggest that ASIACARE promotes or endorses any third party's causes, web sites, products or services, or (b) be used or associated with any inflammatory, pornographic, defamatory or unlawful site or materials in any way, or in any manner that would disparage or adversely affect the name, reputation and goodwill of ASIACARE and its products and services.
AsiaCare retains and reserves all rights to its domain names, trade names, trademarks and logos, copyrights and all other intellectual property. We reserve the right to withdraw permission for any link.
Linking Site Owners shall indemnify, defend and hold harmless AsiaCare from and against all liability, demands, claims, suits, losses, damages, infringement of proprietary rights, causes of action, fines, or judgments (including costs, attorneys' and witnesses' fees, and expenses incident thereto), arising out of their failure to comply with the terms and conditions of this "Links to AsiaCare Web Sites" section.


Links to Other Sites

While visiting AsiaCare's web site, you may leave them and access certain non-AsiaCare Web sites. AsiaCare neither reviews nor controls the content and accuracy of these Web sites, and therefore will not be responsible for their content and accuracy. Your access to non-AsiaCare Web sites is at your sole risk.
Other Web sites on the Internet may contain unedited, sexually explicit, violent, racist or other types of material, which may be offensive to you. Please access other Web sites at your own discretion.


General Disclaimer

All material including any link to other sites and content found at linked sites is provided "as is" and without any express or implied warranties including warranties of merchantability or fitness for a particular purpose. Due to the nature of the Internet, AsiaCare does not warrant that access to AsiaCare web sites or any of their pages will be uninterrupted or error free. AsiaCare does not warrant or make any representations regarding the usefulness of or the expected results of the material contained on AsiaCare web sites. Note that some jurisdictions may not allow the exclusion of implied warranties so some of the above exclusions may not apply to you. Please check your local laws for any such restrictions.


Viruses, Worms, Use of Files

AsiaCare cannot and does not guarantee or warrant that files available for downloading from this site are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. AsiaCare does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title, no infringement or fitness for a particular purpose) with respect to the files available for downloading from this site. In no event will AsiaCare be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from use of files downloaded from this site. These files may be downloaded and/or reprinted for personal use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any reason except for personal use is expressly prohibited, unless prior written consent is obtained from the appropriate AsiaCare copyright holder.


Health Information

The health information on AsiaCare web sites is provided by AsiaCare solely for informational purposes as a public service to promote consumer health. It does not constitute medical advice and is not intended to be a substitute for proper medical care provided by a physician. AsiaCare assumes no responsibility for any circumstances arising out of the use, misuse, interpretation or application of any information supplied on AsiaCare web sites. Always consult with your doctor for appropriate examinations, treatment, testing, and care recommendations. Do not rely on information on this site as a tool for self-diagnosis.


Forward-Looking Statements

AsiaCare web sites may from time to time contain forward-looking statements that include information about plans and objectives of management for future operations, economic conditions, trends and known uncertainties. AsiaCare cautions the reader that actual results could differ materially from those that AsiaCare expects, depending on the outcome of certain factors. In some cases, AsiaCare describes uncertainties when offering forward-looking statements. Asiacare does not undertake any obligation to correct or update any forward-looking statements on the Asiacare web sites.


Trademarks

There are references throughout ASIACARE web sites to various trademarks or service marks and these, whether registered or not, are the properties of their respective owners.


Message Boards and Chat Rooms

It is a condition of your use of Message Boards or Chat Rooms that you do not: (i) post or transmit any unlawful, threatening, abusive, libelous, defamatory, racial, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law; (ii) post or transmit comments containing harassing or offensive language, using sexual references, sexual nicknames, racial slurs or rude or deliberately offensive comments or engage in disruptive activity online, including excessive use of scripts, sound waves, scrolling (repeating the same message over and over), or use viruses, worms or Trojan horses; (iii) post or transmit any information, software or other material which violates or infringes the rights of others, including material which is an invasion of privacy or publicity rights or which is protected by copyright, trademark or other proprietary right, or derivative works without first obtaining permission from the owner; (iv) post or transmit any information, software or other material which contains a virus, worm, Trojan horse or other code that has contaminating or destructive properties; (v) post any information, software, or other material for commercial purposes; (vi) solicit other users to join or contribute money to any online service or other organization, advocate or attempt to get users to join in legal or illegal schemes; (vii) impersonate any person or entity or falsely represent your professional or other affiliation with any person or entity; or (viii) use AsiaCare web sites to collect personally identifiable information in violation of our Privacy Policy. You agree AsiaCare, at its sole and absolute discretion, shall determine whether any information transmitted or received violates this provision.

You agree to indemnify and hold AsiaCare and its employees, officers, directors and agents harmless from any claim or demand, including reasonable attorneys' fees, made by a third party arising from any material you contribute to Message Boards or Chat Rooms you access via AsiaCare web sites.

You understand that AsiaCare has no obligation to monitor Message Boards or Chat Rooms. ASIACARE reserves the right at all times to disclose any information regarding the Message Boards or Chat Rooms, or to remove any information or materials, in whole or in part, that in AsiaCare's sole and absolute discretion is objectionable. Use of AsiaCare web sites constitutes consent to such activity by AsiaCare.

When using AsiaCare web site, please be certain that anything you disclose does not compromise your personal safety. Do not provide your name, phone number, social security number or any other personally identifying information to people you do not know. Do not continue any conversation online that makes you feel uncomfortable.


Limitation of Liability

You agree by accessing ASIACARE web sites that under no circumstances or any theories of liability under international or civil, common or statutory law including but not limited to strict liability, negligence or other tort theories or contract, patent or copyright laws, will AsiaCare be liable for damages of any kind occurring from the use of AsiaCare web sites or any information, goods or services obtained on AsiaCare web sites including direct, indirect, consequential, incidental, or punitive damages (even if AsiaCare has been advised of the possibility of such damages), to the fullest extent permitted by law.


Changes and Applicable Law

We reserve the right to make changes to Asiacare web sites and our Legal Disclaimer/Conditions of Use. We encourage you to review the Asiacare web sites and these terms periodically for any updates or changes. Your continued access or use of Asiacare web sites shall be deemed your acceptance of these Legal Disclaimers/Conditions of Use and any changes and the reasonableness of these standards for notice of changes. . If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.